Splittier vs Tricount: an honest comparison

First: what Tricount does well

Tricount is a good app. It has been one of the most popular options for splitting expenses for years and it shows. What stands out:

Fully free, with no features behind a paywall.
Solid web version, useful when you want to check balances without opening your phone.
Zero learning curve: groups, expenses and balances are intuitive.
Backed by Bunq, which adds stability and, for users of that bank, native integration.

If what you need is exactly that — logging shared group expenses, splitting and settling at the end — Tricount delivers without trouble.

What Splittier adds on top of the classic flow

Splittier starts from the same concept (groups, expenses, balances, multi-currency) and adds layers designed to reduce the effort of logging each expense:

AI receipt OCR

Snap the receipt and the app extracts the total. Expense created in about 5 seconds with no typing. Splittier includes 4 free OCR scans per month — after those, OCR becomes an optional paid feature. The rest of the app stays free: manual entry, multi-currency, recurring, voice, chat — everything else works with no limits.

Voice AI

"30 dollars dinner with Marta and Diego." Expense created and split by talking. Useful when you're driving or don't feel like opening the app after a long day.

Automatic recurring expenses

Rent, electricity, water, internet, subscriptions — set up once and they're created automatically each month with the split you defined.

AI chat about your expenses

"How much did I spend on restaurants this month?" — ask in natural language and the app answers about your personal and shared expenses.

Personal finance module

In the same app you track group (shared) and your own (personal) expenses. No need to open a second app for individual spending.

Feature comparison

Information based on each app's public material as of May 2026. If you spot something outdated, email us at [email protected] and we'll fix it.

Feature	Splittier	Tricount
Create groups and split expenses	Yes	Yes
Multi-currency with auto conversion	Yes	Yes
Mobile app (iOS and Android)	Yes	Yes
Web version	No (mobile-first)	Yes
AI receipt OCR	Yes (4/mo free)	Not native
Voice AI to add expenses	Yes	No
AI chat about your expenses	Yes	No
Automatic recurring expenses	Yes	Limited
Bulk upload via receipt photos	Yes	No
Personal finance module	Yes	No
Smart settlements (minimum transfers)	Yes	Yes
Ads	No	No

When to pick Splittier

You want to spend less time logging expenses (OCR + voice are notably faster than typing).
Your life has recurring expenses (rent, utilities, subscriptions) and you don't want to log them by hand every month.
You want a single app for shared and personal expenses.
You want AI features: chat about your expenses, voice, OCR, bulk upload via receipt photos.

When Tricount might serve you better

You want a 100% free app with no paid features, not even optional ones.
You use the web version a lot and need to check balances from your computer.
You're a Bunq user and want to take advantage of their native integration.
You only need to split group expenses and don't use (or want) AI, OCR, voice or recurring features.

Frequently asked questions

Is Splittier free like Tricount?

The essentials are: creating groups, logging expenses, splitting, multi-currency, recurring expenses and smart settlements. The difference: Splittier includes AI receipt OCR (4 free scans per month; after that OCR becomes an optional paid feature without blocking the rest of the app).

Can I migrate my groups from Tricount?

Automatic migration isn't available yet. The most practical approach is creating the same group in Splittier with the same people and starting fresh — recurring expenses (rent, utilities) get configured once and re-created every month.

How is it similar to Tricount?

In the essentials: groups, splitting equally or unequally, multi-currency, group balances, reminders. If you come from Tricount, the learning curve is very short.

What does Splittier do that Tricount doesn't?

AI receipt OCR (snap and the expense is created), voice AI to add expenses by talking, AI chat about your expenses, automatic recurring expenses, bulk receipt photo upload, and a personal finance module in the same app.

And what does Tricount do better?

Tricount is fully free with no paid features. It has a well-developed web version (Splittier is mobile-first). And being backed by Bunq, it offers native banking integration for users of that bank.

Is switching apps complicated?

No. If you used a shared-expenses app before, the concepts (group, expenses, balances, final transfers) are the same. The difference is what Splittier adds (AI, OCR, voice, personal finance).

Try it on your next shared expense.

Splittier is free. Works on iOS and Android. No card, no required subscription.

Download Splittier

Other angle? Trip expenses · Flatshare expenses · Back to home

Disclaimer. Tricount® is a registered trademark of Bunq B.V. Splittier is not affiliated with, associated with, authorized by, or endorsed by Tricount or Bunq. This comparison is based on publicly available information as of May 2026 and may not reflect changes or features added afterward. If you spot any inaccuracy, email us at [email protected] and we'll correct it.